Credit Risk Management Solutions

Improve credit quality and reduce risk exposure with our credit risk management solutions
Alt Text

We manage your credit risk services and operations to ensure sustained business excellence and better compliance.

Our commercial lending-as-a-service solution modernizes lending operations, expedites credit decisions, and delivers exceptional client experience.

Our ready-to-deploy custom digital solutions cut loan approval times from days to minutes.


credit experts


financials analyzed annually


credit reviews annually

We have products and solutions that fit your needs

Our credit risk management services enhance overall credit performance. Our services manage the end-to-end underwriting processes, monitor portfolios in real-time, and fast-track digital transformation. Enhanced with credit risk management analytics, our solutions enable banks to continuously monitor risk and stay ahead of the curve.

I need a partner who can help manage risk along the entire credit value chain

2 Products & Solutions


We manage and run your end-to-end credit underwriting function and processes such as borrower financial analysis, financial spreading, credit analysis, risk ratings, credit memos, and collateral management. Our services help reduce customer response time, improve quality of credit decisions, and drive growth for your lending business.

Portfolio Monitoring

Genpact provides real-time portfolio monitoring, including monitoring covenants, credit reviews, refresh ratings, collateral management, and other processes. We provide early warning signals on credit deterioration to help minimize credit losses and defaults and minimize monitoring costs.

I need agile operations to build, transform, and operate credit risk function.

1 Product & Solution

Commercial Lending- as-a-Service (CLaaS)

CLaaS is a managed services solution for end-to-end commercial lending lifecycle. We digitize and manage all commercial lending processes, from origination to underwriting, from due diligence to closing, and from portfolio management to servicing, CLaaS delivers speed, and efficiency, reduces credit losses, and allows banks to focus on client experience and decision making.

Learn More

I need to automate credit processes for speed and accuracy

4 Products & Solutions

Business Technology Services

We help firms fast track their digital transformation by modernizing their IT ecosystem. Our application, cloud, and third-party integration services connect your enterprise ecosystem, enhance security and automate your business functions. The result – agility, speed, and scalability.

Learn More

​Cora LiveSpread

Cora LiveSpread, our artificial intelligence (AI)-powered product, automates financial spreading. It has 60,000 domain-specific rules that evolve every day, thanks to its advanced machine learning capabilities. Cora LiveSpread can be rapidly deployed in a platform-agnostic environment. You get faster cycle times, higher underwriter productivity, and greater compliance.

Learn More

Cora Loan Origination

This product automates loan origination and credit processes for straight-through processing. It is completely modular and easily integrates with many third-party applications. AI in credit risk management helps increase deal volume and improve conversion rate, and it significantly reduces loan cycle time.

Custom digital solutions

We also offer tailored digital solutions, including early warning systems for 360-degree credit risk services, credit risk automation of credit memos, automated covenants monitoring, and credit agreement mining.

Find answers to your business needs.